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Quote engine

Compare term life quotes.

Six answers, real carrier rates, no contact details required.

Your answers

Gender used for rating
Term length
Your health, honestly
Tobacco or nicotine

Our quotes are limited to California residents. The quote tool doesn't request your name, contact phone, or email.

How to read the results

Monthly rate is the carrier's charge for your selected death benefit, coverage length and health classification, billed each month. Classification indicates which underwriting bracket the quote is based on; the carrier will authorize your ultimate bracket after underwriting. Medical exam shows whether a paramedical assessment is required, potentially needed, or not needed for that plan. A.M. Best score measures how financially stable and secure the carrier is.

When you select Apply, a secure application loads containing your answers from the quote form. It's handled on the carriers' secure platform and managed by Susman Insurance Agency, a licensed California insurance organization (License 0B75129). You have the ability to save and come back to your submission at a later time, and your coverage doesn't start until the carrier issues a policy and you accept and fund it.